Payment Information

0. Payment Reference

When making a payment, please include the following information in the payment reference / concept:

👉 Your name / Class type / Desired date

Example: Garam / Newbie A1 / 30.01

(If the payment is for a package or group class, please write “package” or “group” instead of a date.)

1. Bank Transfer (EUR)

If you live in Europe, you can easily make a bank transfer with no commission.
Please use the details below:

  • IBAN: ES58 1583 0001 1590 8769 2500

  • BIC: REVOESM2

  • Beneficiary name: Garam Kim

  • Beneficiary address:
    Rua Gaioso 12,
    36650 Caldas de Reis, Pontevedra,
    Spain

Notes:

  • You do not need a Revolut account to make this transfer.

  • You can simply use the IBAN/BIC details above.

  • The recipient country is Spain.

If you use Revolut, you may also pay via this link:
👉 https://revolut.me/garambmym

2. PayPal (EUR/USD)

You may pay via PayPal (even if you send in dollars, I will receive it in euros so be aware of the price difference).

If you are in the US/Canada, please note that PayPal may charge additional fees depending on currency conversion or country differences. To avoid extra charges, please follow these instructions carefully:

  1. Top up your PayPal balance first before sending the payment.
    (Payments made directly with a linked credit card may incur extra fees.)

  2. Select “Friends & Family” (personal transaction) when sending the payment.
    (Business transactions may result in additional fees, which would need to be covered by the student.)

PayPal payment link:
👉 https://www.paypal.me/GaramK

3. Payoneer (USD/CAD)

Payoneer may charge extra fees for transactions you make as below. Please contact in advance to receive the payment link. 

Payment MethodFees 
ACH Bank Debit (Standard for US students via your payment request)1% of the total amount
Local Bank Transfer (Using your USD/CAD Receiving Account details)0% – 1% (often free for CAD; up to 1% for USD)
Credit or Debit Card (Visa, Mastercard, or AMEX)3% – 3.99% of the amount
Payoneer Balance Transfer (If the student also has Payoneer)Free

Payoneer payment link:
👉Please contact us to receive the payment link.

4. Korean Bank Transfer (KRW)

If you wish to pay in Korean won (KRW), please contact me first for the bank details and final amount.

5. Contact & Faster Communication

For further information or faster communication, you may contact me via: